Responses to comments in the discussion section below are not provided, reviewed, approved, endorsed or commissioned by our financial partners. That means an AWG or router. CreditCards.com credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. See your Spectrum Monthly representative for the most recent information. It could also be there as reassurance that they do not have data caps, especially for people coming from other ISPs like AT&T, Cox, or Comcast. See the online credit card applications for details about the terms and conditions of an offer. You want a safer card that doesn’t charge a penalty APR. The offers that appear on this site are from companies from which CreditCards.com receives compensation. The rate card for my area shows several different service tiers (as expected), and each of them has a "with WiFi" variant for $5 more per month. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. If you have multiple cards with higher rates, consider consolidating them onto your Spectrum Rewards card to save money on interest and simplify monthly payments.

If you have a large balance, you’re better off looking for a balance transfer offer that lasts at least 15 to 18 months. Sign in for the easiest way to view and pay your bill, manage your account, watch TV anywhere and more. If you lease a CableCARD in lieu of such a Set-Top Box, we now offer a prospective monthly credit to reflect the difference between the standard lease rates of Set-Top Boxes and CableCARDs.

Cardholders are given 12 months to make interest-free purchases, so you can continue using the card while paying down your balance. The $5 a month isn’t worth it. But you get their "service" if you use theirs. Setting up your own router is far easier than people think. Your credit cards journey is officially underway. You can post for technical support, advice, or just to vent. While the BB&T Spectrum Cash Rewards card has a good 0 percent introductory offer, it’s regular APR is not the lowest you’ll find and not the best choice for cardholders who need to carry a balance. CreditCards.com does not include the entire universe of available financial or credit offers. BB&T Spectrum Cash Rewards credit card review. This card is best for borrowers who have just a small amount of debt to repay and plan to use the card for regular spending from the day they activate the card.

Copyright © 2020 CreditCards.com a Red Ventures Company. But for cardholders who already have an account with BB&T, the Spectrum Rewards card could be just what they need to earn some value from their spending without paying a hefty annual fee. By providing my email address, I agree to CreditCards.com’s Cardholders looking to pay down debt without sacrificing rewards can enjoy the first 12 months interest free. The BB&T Spectrum Cash Rewards card gives cardholders just 12 months to pay off a balance before the card’s standard interest rate applies. Get the best Triple Play deals on Cable TV, High Speed Internet, and Home Phone Service from Charter Spectrum - Each service only $29.99 when bundled. BB&T also makes it easy to transfer a balance from another card. Spectrum Monthly assumes no liability for typographical errors, minor omissions or legality of content supplied. What in the world does this mean? All Rights Reserved. to maintain accurate information. A CableCARD™ gives you access to HD (high-definition) and SD (standard-definition) channels included in your TV plan as well as premium channels and sports packages to which you subscribe. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. $255. What in the world does this mean? Modem free, but if you want WiFi it adds $10.

Press question mark to learn the rest of the keyboard shortcuts. Get the best triple play deals on Cable TV, High Speed Internet, and Home Phone Service for a low monthly price - includes Free HD and no contracts. Keep an eye on your inbox—we’ll be sending over your first message soon. A forum for the discussion of Charter's Spectrum service. Your account at your fingertips. Customers of BB&T bank may find the card especially rewarding — you get a 10 percent bonus on your earnings when you deposit them into a BB&T savings or checking account. They do this because some people can’t set up or don’t want to be bothered setting up their own router. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. I'm having trouble wrapping my brain around the idea that anyone would pay that fee. The rate card for my area shows several different service tiers (as expected), and each of them has a "with WiFi" variant for $5 more per month. Take advantage of the card’s automatic payments feature so you don’t forget any payments. I guess that makes a (very) weird sort of sense. If you apply for a credit card, the lender may use a different credit score when considering your application for credit.

The offers that appear on this site are from companies from which CreditCards.com receives compensation. The rewards offered by the BB&T Spectrum Cash Rewards card aren’t the most generous on the market, but for a card with such a low interest rate, they’re pretty good. It is not our partner’s responsibility to ensure all posts or questions are answered. Now as the second-largest cable internet provider, Charter Spectrum is a common internet option for many, including those who live in areas previously served by Time Warner Cable. This makes it a poor choice for cardholders who have a considerable amount of debt to clear. You have a fairly small balance and only need a year to pay it off. When you click on Average Yearly Rewards Value ($1,325 monthly spend) In 2016, Charter Communications acquired Time Warner Cable, thus expanding their Spectrum internet coverage to more than a third of U.S. households. You still want to earn rewards with your spending and prefer cash back instead of points. Reasonable efforts are made Desktop Audio...A Little Further Down The Rabbit Hole. Atleast for me with Charter I always recall it saying that. [OOL] Pricing/package changes thread -- Ultra 50 is now Ultra 60, [TiVo] To buy or not to buy - that is the question, Spectrum Rate card option for charging for additional data usage, « [HSI] tool to monitor SNR, power level, etc, Time To Treat Broadband Like The Essential Service It Is; Starlink Beta Outperforms Most Internet In The US; + more news, Stonepeak Acquires Astound, 6th-Largest US Provider, For $8.1B; AT&T Loses 6 Million Video Subs In 2 Years; + more news, Surprise! All reviews are prepared by CreditCards.com staff. Our reviews and best card recommendations are based on an objective rating process and are not driven by advertising dollars. The balance transfer fee on the BB&T Spectrum Cash Rewards card is nothing special, but it is still a decent option for cardholders who don’t want to sacrifice rewards while they work down their debt. By providing my email address, I agree to CreditCards.com’s While the Spectrum Cash Rewards card doesn’t have the lowest interest rate you’ll find, it is still on the lower end for card with no annual fee. I could have sworn that line was there. Published circulation statistics are accurate as of the rate card publication date, however circulation may fluctuate slightly during the year. Be aggressive with payments so you can whittle down as much debt as possible before the card’s standard interest rate kicks in. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. Buy your own. I think they put it there just to make sure people know they don’t charge for data (as most companies do now) and of course to appease regulators. They charge $5 for them to supply you a router. Learn more about our advertising policy. There are lots of people who would have no idea how to set up a separate router/access point. BB&T Spectrum offers cardholders 3 percent cash back on gas purchases, 2 percent cash back on groceries and utilities and 1 percent cash back on all other purchases. Cardholders looking to pay down debt without sacrificing rewards can enjoy the first 12 months interest free. Transfer Fee$10 or 3% (whichever is higher), Other Notable Features: Travel and emergency assistance, fraud coverage, warranty manager service and purchase security. Some balance transfer cards charge as much as 5 percent to transfer a balance. J. D. Power 2020 customer satisfaction rating, Google Play Store mobile app rating: 4.8/5, 10% bonus on cash deposited into a BB&T checking or savings account, Redeem rewards for cash, travel, gift cards or merchandise, Minimum rewards value for airline travel is $150, Points don’t transfer to other loyalty programs. However, we do receive compensation when you click on links to products from our partners. Press J to jump to the feed. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. For a rewards card, BB&T’s Spectrum card is a rare breed.It offers a decently low interest rate along with a 0 percent intro APR on both new purchases and balance transfers. It offers a decently low interest rate along with a 0 percent intro APR on both new purchases and balance transfers. Check the data at the top of this page and the bank’s website for the most current information. CreditCards.com is an independent, advertising-supported comparison service. Privacy Policy, Essential news and expert tips in your inbox every week. However, all credit card information is presented without warranty. This makes it a good deal for cardholders looking to transfer debt from higher-rate cards. Are Spectrum trucks driving around, scanning for WiFi signals, and sending out higher bills if they detect one of their customers nefariously using a WiFi access point? Introductory Purchase APR0% for 12 months, Introductory Balance Transfer APR0% for 12 months. Unlike some balance transfer credit cards, the BB&T Spectrum Cash Rewards card doesn’t set restrictions on when and how much you can transfer. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Are Spectrum trucks driving around, scanning for WiFi signals, and sending out higher bills if they detect one of their customers nefariously using a WiFi access point? The balance transfer fee is also set at just 3 percent or $10 (whichever is higher), making it relatively inexpensive to transfer a balance. With WiFi means you use spectrums equipment for WiFi. Forum discussion: I noticed on Spectrum's rate card on the internet side under other charges and terms where it lists how much data you get plus …

Made the switch to AT&T TV from "UVERSE TV". Take advantage of the card’s three-month sign-up bonus by using your card for the majority of your purchases, but be careful not to overspend. Lmao. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Any tax or fees for CT Spectrum Internet users? The BB&T Spectrum Cash Rewards card does not offer the highest rewards rate, but it can help cardholders looking to save on fees since it comes with no annual fee and a 12-month intro APR.

This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. In addition, the Spectrum Cash Rewards card doesn’t charge a penalty APR, so if you accidentally miss a payment, you won’t be stuck with a sky-high APR. For a rewards card, BB&T’s Spectrum card is a rare breed. Yeah, it’s already been there since 3 years ago when Charter merged. Only cardholders who live in one of 15 states – including Texas, Indiana, Ohio, Kentucky, West Virginia, Maryland, Virginia, Tennessee, North Carolina, South Carolina, Georgia, Alabama and Florida – can apply.